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No you get the choice their rate or the credit card company and go with the credit card option for the best deal given the pounds strength against the dollar.
One other point. If you want to pay in cash you will be in a horrendous queue at the desk on the last morning, just what you need if you've got an early flight or arranged transport waiting. I find the credit card charge is little different to 'purchasing' dollars.
We are paying in $ and $ traveller cheques when we go this month. You can settle your main bill on the last night of the cruise and charge any extras spent that night to your card.
We have never seen a bill on the last night usually find it under the door in the morning so I would have to go and join the long queue at the Purser's office to settle and don't like that idea so I was an American Express card converted here in the UK before being added to my account.
You can view your bill at any time on the inroom TV, and can pay money off it, or settle it up to date at any time throughout the cruise. As you still register your credit card, this allows you to pay the bill whenever you are passing or there is a small queue, and charge the last night to your card. Works for us.
Celebrity, should they convert your Dollars into GBP, normally give a reasonable rate of exchange, often equal to the normal tourist rate over here. To get better than that have a Post Office or a Natiowide credit card as their rates are superior to the tourist rate but be sure to clear that account before the "due date" because the interest rates on those cards are fairly high. ... Neil.
It is best to use a nationwide card and pay in full when you receive the bill.I did not have my bill converted to sterling before paying as believe you get a better rate with the card issuer.
Never Ever Ever let the cruise company do the conversion is my advise. Always tick the box that keeps it is US$ and let your credit card company do the conversion.
As previously stated....Nationwide and Post Office credit cards do NOT charge for converting dollars to GB Pounds. Also, there is now the Abbey Zero credit card which does not charge you for withrawng from ATMs abroad. Please rememer tha you will need to pay off your credit card statement fully, in order to fully benefit. We had NO charges ater our recent trip on the med. Apply for an Abbey Zero card - if not too late!